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The Scam Exposed
Reported repeatedly Toll-free

Who calls from (877) 961-1023? Reported 10 times from Toll-free

Reported by more than one person, so it is unlikely to be a wrong number.

(877) 961-1023 8779611023 +1 877 961 1023

Last reported 15 August 2026

Did you get a call from (877) 961-1023?

What we know about (877) 961-1023

Times reported
10 times
First reported
27 July 2026
Most recent report
15 August 2026
Filed under
Reducing your debt (credit cards, mortgage, student loans)
Line type
Toll-free, so the area code is not a location

"We can help you pay off your credit card debt for a fraction of the cost"

This is what the scammer on the other end of 8779611023 says to get you to trust them. The ask is always the same: pay us and we will make your debt disappear. But what they really want is for you to buy gift cards and share the codes with them. This is a scam that has been reported 10 times, and it is a toll-free number, which makes it easy for them to call from anywhere.

The scam starts with a call from 8779611023, where the scammer claims to be from a company that specializes in debt reduction. They will ask you about your debt and how much you owe, and then they will promise to negotiate with your creditors to reduce the amount you owe. But in order to do this, they need you to pay them a fee, which can be thousands of dollars. They will ask you to pay this fee by buying gift cards and sharing the codes with them, or by giving them your bank account information.

Once you give them the gift card codes or your bank account information, they will take the money and disappear. You will never hear from them again, and you will be left with even more debt than you had before. This is because the scammer will use the gift card codes to buy things for themselves, or they will withdraw the money from your bank account and use it for their own purposes.

how do scammers get your phone number?

Scammers can get your phone number from a variety of sources. They may buy lists of phone numbers from other companies, or they may get your number from a website or social media platform. They may also use automated dialing systems to call thousands of phone numbers at once, in the hopes of getting someone to answer.

Once they have your phone number, they will start calling you repeatedly, trying to get you to answer. They may leave voicemails or send you text messages, trying to get you to call them back. If you do answer, they will try to convince you that they are from a legitimate company and that they can help you with your debt.

But it is all a scam. They are not from a legitimate company, and they cannot help you with your debt. All they want is to get your money, and they will do whatever it takes to get it.

So what can you do to protect yourself from these scammers? First, never give out your personal or financial information to someone who calls you out of the blue. Never buy gift cards or send money to someone you do not know. And never give out your bank account information or credit card numbers to someone who calls you.

Second, be wary of any company that promises to reduce your debt for a fee. Legitimate companies do not charge upfront fees for debt reduction services. And never trust a company that asks you to pay by gift card or wire transfer.

Finally, if you do get a call from 8779611023 or any other number that claims to be from a debt reduction company, hang up immediately. Do not engage with the scammer, and do not give them any information. Instead, report the number to the Federal Trade Commission and block the number on your phone.

Next time your phone rings with a call like this, do not answer it, let it go to voicemail and then block the number.

Questions people ask about (877) 961-1023

Who is calling from (877) 961-1023?

Reports have not identified who the caller claims to be. The number has been reported 10 times on this site.

Should I answer (877) 961-1023?

You do not have to. If it matters, the caller will leave a message, and you can call the organisation back on a number you already have rather than one you were given on the call.

How do I stop calls from (877) 961-1023?

Block the number in your phone settings, register with the National Do Not Call Registry, and report it at reportfraud.ftc.gov. Blocking one number will not stop a caller who changes numbers.

Did this happen to you too?

Nobody has shared their story about (877) 961-1023 yet. The details you add are what this page is built from.

1 means harmless, 9 means a clear scam.
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Where this came from. This listing is built from reports sent in by readers together with public complaint and security data, including the Federal Trade Commission Do Not Call complaint files. Every figure on this page is a count of those reports. A listing means the item has been reported, which is not by itself proof that any person or company broke the law.

Records can be wrong or out of date. If you own (877) 961-1023 and believe this listing is a mistake, please contact us and we will review it and correct it promptly.

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Think you were contacted by this? Do not send money or share codes. Report it to the FTC at reportfraud.ftc.gov, or call the National Elder Fraud Hotline at 833-372-8311.

Discussion

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You're Safe Here. Let's Fix This Now.

If you already sent money or shared information, act fast. Follow these steps in order.

1

Call Your Bank or Card Company Immediately

Use the number on the back of your card, not any number the caller gave you. Ask them to freeze the transaction or account.

2

Call the National Elder Fraud Hotline

Free help, 7 days a week.

Call 1-833-372-8311
3

Report It to the Government

File a free report at the Federal Trade Commission so they can investigate.

Go to reportfraud.ftc.gov