That Overpaid Check From a New Client Is a Trap
A client overpays with a check and asks you to send the difference back. Learn how fake check scams work, why your bank releases the money anyway, the
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Home » Blog » Nitesh Kumar Gupta
I’m Nitesh Kumar Gupta, the Founder and Editor of The Scam Exposed, an independent site that explains phone, text and online scams to readers in the United States.
My background. I have more than 14 years of experience in SEO, Google Ads, web analytics and digital marketing. I am not a fraud investigator, lawyer or banking professional, and nothing on this site is legal or financial advice.
What I bring to this work. I have spent my career studying how websites, ads and search results earn trust. Scammers copy exactly those signals with fake sites, paid ads and spoofed brands. My main contribution here is data analysis. For our 2026 scam call statistics report, I reviewed 475,404 public FTC complaints about 263,003 phone numbers. Every guide I publish is built on public data and enforcement material from the FTC, the FBI Internet Crime Complaint Center and the Department of Justice, and links back to those sources so you can check them yourself.
Editorial independence. The Scam Exposed does not accept payment to add, change or remove any listing or article. We run no ads and use no affiliate links. Correction requests are handled only through our corrections policy.
I run The Scam Exposed as a sole proprietorship from Bareilly, Uttar Pradesh, India, and write mainly for readers in the United States. The site is not a government agency or law enforcement body, and I am personally responsible for everything published here.
A client overpays with a check and asks you to send the difference back. Learn how fake check scams work, why your bank releases the money anyway, the
18 October 2026
If you searched for a 'DarkComet scam' warning on your PC, you are likely looking at an old malware name being mixed up with brand new operations. Whi
14 October 2026
Medicare Open Enrollment runs October 15 to December 7, 2026, and scam calls are already rising. See the data, the scripts callers use, red flags and
9 October 2026
Telegram task scams pay you to rate apps or like videos, then demand crypto deposits. See how the scam works, the red flags, and what to do if you pai
6 October 2026
Text messages are now the top way scammers reach Americans. See the 7 scam texts sent most, how to respond safely, and what to do if you tapped or pai
6 October 2026
Phishing emails copy your bank, Amazon, PayPal and the IRS. Learn the 8 most common fakes, the 30 second checks that expose them, and what to do if yo
6 October 2026
Calls from fake Social Security, IRS, Medicare, bank and police agents cost Americans billions. See the latest FTC data, the exact script, red flags a
30 September 2026
Why scammers use 833, 844, 855, 866, 877 and 888 numbers, the most reported toll-free scam numbers, and how to protect yourself.
30 September 2026
The most reported debt relief and credit card interest scam call numbers, how these calls work, and what to do if one calls you.
30 September 2026
We analyzed 475,404 scam call complaints about 263,003 numbers. Debt relief leads, 73% are robocalls, and most numbers are used once. Here is what it
28 September 2026
Getting scammed once is bad enough. But thousands of Americans are learning that the first scam was only the opening move. Weeks or months after losin
27 September 2026
There is a layer of scam protection most people never switch on, and it sits above the phone itself. Your carrier can stop a scam call before it ever
24 September 2026
Five Phone Settings That Stop Most Scam Calls Before They Start Most scam calls never actually need to reach your parents' phone. The phone already ha
23 September 2026
Google scam ads are supposed to be a solved problem. The company's 2025 Ads Safety Report says its Gemini systems caught more than 99 percent of polic
19 September 2026
Got a text saying you owe a toll and your license will be suspended? It is the unpaid toll text scam. Here is how it works, the red flags, and how to
15 September 2026
firebasestorage.googleapis.com is a real Google service, but criminals host phishing pages on it. See the evidence, red flags, how to check a link, an
10 September 2026
Carol, a 71 year old retiree from Ohio, noticed her printer had stopped connecting to her home network. It was a Sunday morning, and she did not want
8 September 2026
Margaret, a 68 year old retired teacher from Ohio, was scrolling through her phone one evening when an ad caught her eye. It showed a beautiful cast i
8 September 2026
Scam callers do not pick their numbers at random. They pick area codes, and the ones they pick most are not the ones you would expect. We looked at ev
5 September 2026
A MyChart email says your test results are ready. It is a phishing scam that steals logins and tricks you into installing malware. Here is how to spot
2 September 2026
Nearly 60 percent of romance scam losses in 2025 started on social media, not a dating app. Learn the six steps that happen before anyone mentions mon
27 August 2026
That helpful search result for a support number could be a trap. Here's how a tech support scam turns a fake computer problem into a drained bank acco
26 August 2026
Fake virus pop-ups, scary phone calls, and gift card demands are draining seniors' savings by the billions. Here's exactly how these tech support scam
25 August 2026
An unexpected package with a QR code? FTC and FBI warnings reveal why you should never scan it blindly. Check these 4 things first.
21 August 2026
Fake bank callers now send couriers to collect cash and gold from victims. See the full script, the code word trick, red flags, and what to do if a co
16 August 2026
Rental scams cost Americans $275 million in 2025. See how fake listings, vacation rental and fake tenant scams work, the red flags, and five checks be
15 August 2026
Scams that started on social media cost $2.1 billion in 2025. Learn what ad checks really do, the most common scam ads, and how to verify any sponsore
15 August 2026
Charging you before lowering your rate breaks federal law. See why the fee itself proves the call is a scam, and how one operation took $100 million.
14 August 2026
The FTC shut down American Tax Service in Las Vegas. Victims paid $77.7 million. The settlement recovers $8 million. The IRS programs they sold are fr
13 August 2026
Scammers are using AI voice cloning to imitate grandchildren during fake emergencies. Learn how these calls work and how a family safe word can help p
13 August 2026