Current scam alerts for US consumers: what new scam calls, texts and emails say, how to spot them, and what to do next if one already reached you.
Scam alerts cover the schemes reaching US phones and inboxes right now: fake toll texts, bank fraud alerts that are really Zelle scams, utility shutoff threats, and calls pretending to be the IRS, Medicare or local police. Each alert explains what the message or call looks like, why it works, and the exact steps to take if you already replied or paid.
We build these alerts from public consumer complaint data, official warnings from agencies such as the FTC and FBI, and the reports readers send us. When a scam is confirmed by an official source, we say so and link to it. When it is only reported, we label it that way, so you know how strong the evidence is.
New here? Start with the most recent alert, or check a number you were contacted from in our free robocall checker.
Fake utility calls threaten to cut off your power unless you pay with gift cards or crypto. Here is how the scam works and what to do if you already paid.
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Fake charities work hardest around Giving Tuesday and the end of the year. Learn the rules real fundraisers must follow, how to check a charity in 10 minutes, and what to do if you gave to a scam.
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In a November 2026 snapshot of 486,639 unwanted and scam call complaints, 45.6% of non-toll-free calls showed the person's own area code. Here is why scammers do it and how to stay safe.
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Key US scam call and fraud statistics in one place, from FTC reports and our analysis of 475,404 complaints (September 2026 snapshot), each with its source and date.
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A text asks if you made a Zelle payment, then your "bank" calls and tells you to move money to keep it safe. Here is how the scam works, the red flags, refund rules and what to do now.
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A caller says he is from the FTC and your phone number will be deactivated. It is a scam. Here is how the call works, the red flags, and what to do if you shared your ID.
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A client overpays with a check and asks you to send the difference back. Learn how fake check scams work, why your bank releases the money anyway, the red flags and what to do if you already sent money.
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Telegram task scams pay you to rate apps or like videos, then demand crypto deposits. See how the scam works, the red flags, and what to do if you paid.
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Calls from fake Social Security, IRS, Medicare, bank and police agents cost Americans billions. See the latest FTC data, the exact script, red flags and what to do if you paid.
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